Will Cd Rates Go Up In 2025

Will Cd Rates Go Up In 2025. They're more likely to fall. National average cd rates are higher than in years past but are starting to fall.

Though experts predict a rate of nearly 5% as of december 2023, this could drop to an estimated 3% as of 2025. When interest rates are expected to go down, many banks and credit unions begin lowering cd rates in anticipation, without waiting for an official fed move.